Bank Leumi
Israel's Leading Bank
Driving Sustainable Growth. Maximizing ROE. Enhancing Efficiency by Technology
Press Release
04 March 2026
Bank Leumi met the challenging targets it set for 2025: Record Net income – NIS 10.3 billion ($3.2 billion); High double-digit ROE - 15.8%; An unprecedented dividend of approx. NIS 6 billion ($1.9 billion)13 January 2026
For the first time in Israel: Bank Leumi issues covered bonds to foreign investors – at a significantly higher rating than the State of Israel and at a lower interest rate18 November 2025
Bank Leumi concludes Q3 2025 with an 18% increase in the net income, totaling NIS 2.7 billion ($817 million); ROE – 16.3%; Total dividend - NIS 2 billion ($605 million), 75% of the net income13 August 2025
Bank Leumi concludes Q2 2025 with strong results: Net income of approx. NIS 2.6 billion ($774 million) and ROE of 16.2%; Distribution of a 50% dividend20 May 2025
Consistent with the strategic plan presented at the beginning of the year: Leumi continues to show high double-digit returns - and a net income of NIS 2.4 billion ($646 million) in the first quarter of 202504 March 2025
Bank Leumi reports a 40% increase in the net income for 2024, which amounted to NIS 9.8 billion ($2.7 billion); ROE – 17%; Capital return in 2024 totals approx. NIS 4 billion ($1.1 billion)Our Strategy
Leumi Group focuses on generating sustainable growth while maintaining high profitability and continuously improving asset quality. Our strategy is built on three core pillars: maximizing ROE through focus on high-return activities; maintaining industry-leading efficiency enabled by modernization, automation, and digital end-to-end processes; and driving long-term growth through targeted expansion in strategic customer segments, deeper engagement with existing customers, and a continuous focus on improving the customer experience
Technology enables us to scale faster, operate more efficiently without increasing risk
Bank Leumi
Key Takeaways on 2025
ROE
ROE remained strong at 15.8% in 2025. Adjusted for excess capital, it would reach 17.9%, reflecting resilient profitability
Credit Growth and Quality
Credit grew 14% in 2025 to NIS 520 BN, focused on priority segments and delivered without an increase in risk profile- NPLs declined to 0.4%
Efficiency
Technology and AI continue to drive performance. Cost-income ratio stood at 29.3% in 2025, positioning the bank among the most efficient globally
Solid Capital
The CET 1 ratio stands at 12.05%
Bank Leumi Le-Israel B.M.
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